Construction loans built for Virginia families and Veterans. One closing, competitive rates, and a local team that understands the building process from foundation to final walkthrough.
Predictable, organized, and on schedule. Here's what sets our program apart.
Single closing for construction and permanent financing — saving time, money, and paperwork.
Eligible Veterans can build with $0 down. Conventional options available for everyone else.
Pre-qualification in 24 hours. Underwriting designed around builder draw schedules.
Lock your permanent rate up front so market swings don't derail your build.
Four steps. No surprises.
Quick application — no impact to your credit.
We approve your builder, lot, and project plans.
Sign once for construction + permanent financing.
Draws fund construction. Convert to your mortgage at completion.
Whether you're a first-time Veteran homebuyer or a seasoned builder client, our program is structured around real-world construction.
As a VA-focused lender, we honor your service with $0 down construction financing, no PMI, and a dedicated loan officer who specializes in VA construction.
Use your VA entitlement to build new — not just buy existing. We'll walk you through eligibility, builder approval, and the entire draw process.
Talk to a VA SpecialistGet pre-qualified in minutes. We'll review your project, confirm your numbers, and put you on the path to building.